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Good News! Higher FHA Loan Limits Reinstated

Good News! Higher FHA Loan Limits Reinstated

On November 18, President Obama signed a bill that reinstates higher limits for Federal Housing Administration-backed mortgages in many markets across the country, including California and certain counties in Nevada. This is good news for homebuyers in all 50 states, since FHA financing supports more than one-third of all home mortgages nationwide. An FHA mortgage [...]

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First-time Homebuyers Overcome Credit Obstacles; Purchase New Home with Pardee’s HomewardBound Program

First-time Homebuyers Overcome Credit Obstacles; Purchase New Home with Pardee’s HomewardBound Program

We are so excited to share this story! One of the first families to enter Pardee Homes’ HomewardBound program is now happily settled into their own, two-story, four bedroom home with the frustrations of earlier attempts at buying a home now a dim memory. Gary and Nicole Spear graciously agreed to share their success story [...]

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Think You Can't Qualify for a New Home? Think Again.

Think You Can’t Qualify for a New Home? Think Again.

Qualifying for a home is more challenging than ever. If you haven’t cleared that hurdle–or have been afraid to try–watch this video. Linda Butterworth is a Pardee Homes Sales Counselor and she tells you about HomewardBound, our step-by-step credit analysis, enhancement and repair program. This program is helping to clear the path to home ownership [...]

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Financing Options For Your New Home from Pardee Have Never Been More Attractive

Financing Options For Your New Home from Pardee Have Never Been More Attractive

New home financing, especially when it’s your first home, can sometimes be a little confusing. Jon Andrews is a home mortgage consultant with Pardee Home Loans, and one of our team members at Pacific Highlands Ranch. You’ll hear from Jon about some of the financing options that are currently available, and also about what’s most [...]

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Turn Savings on Utility Costs into Family Fun

Turn Savings on Utility Costs into Family Fun

Summer is officially here. The season to beat the heat. It’s also the season for higher utility bills. This means parents are asking their kids the same questions repeatedly: Did you turn the lights off? Is the patio door shut? Why is the refrigerator open? Here’s a question to ask yourself. How can I get [...]

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credit repair and enhancement program

In this Market, Nobody’s Perfect

Qualifying for a new home is tougher than it used to be—but don’t let that stop you. Let us help! Pardee Homes’ HomewardBound program offers free credit analysis and provides credit enhancement assistance for any of our homebuyers who need help getting ready to buy a new home. Are you self-employed, have a foreclosure or [...]

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Helping the Next Generation Into Home Ownership

Parents raise their children to be independent thinkers and doers. To succeed. To find personal and professional happiness. To eventually begin the next generation of family. And, somewhere along the line, to buy a home of their own. Enter reality. Credit scores. Down payment. PMI insurance. Mortgage. Each can be a challenge for the under-30 [...]

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Our Lowest Price – Guaranteed!

Pardee Homes is breaking new ground with our BASE PRICE GUARANTEE. Essentially, this program means that once you sign a purchase agreement for the home of your choice, you are guaranteed our lowest price. If for any reason we lower the base price on an equivalent home in the same neighborhood prior to your closing [...]

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Low Cost Home Loans Could Soon Be History

Washington appears to be in agreement that it is time to dismantle mortgage agencies Fannie Mae and Freddie Mac. Plans call for phasing out the agencies or privatizing them over the next few years. One of the first changes – a significant drop in conforming loan limits – will go into effect as of September [...]

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