Tag Archives: mortgage
Think You Can't Qualify for a New Home? Think Again.

Think You Can’t Qualify for a New Home? Think Again.

Qualifying for a home is more challenging than ever. If you haven’t cleared that hurdle–or have been afraid to try–watch this video. Linda Butterworth is a Pardee Homes Sales Counselor and she tells you about HomewardBound, our step-by-step credit analysis, enhancement and repair program. This program is helping to clear the path to home ownership [...]

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Why Renters Should Buy a Home Now

Why Renters Should Buy a Home Now

67% of renters are planning to buy a home in the next five years.* That sounds like a reasonable timetable, doesn’t it? Renters can save toward a down payment, reduce debt, research communities and keep a watchful eye on prices and interest rates. But five years may be too late. Many credible news sources, such [...]

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Financing Options For Your New Home from Pardee Have Never Been More Attractive

Financing Options For Your New Home from Pardee Have Never Been More Attractive

New home financing, especially when it’s your first home, can sometimes be a little confusing. Jon Andrews is a home mortgage consultant with Pardee Home Loans, and one of our team members at Pacific Highlands Ranch. You’ll hear from Jon about some of the financing options that are currently available, and also about what’s most [...]

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credit repair and enhancement program

In this Market, Nobody’s Perfect

Qualifying for a new home is tougher than it used to be—but don’t let that stop you. Let us help! Pardee Homes’ HomewardBound program offers free credit analysis and provides credit enhancement assistance for any of our homebuyers who need help getting ready to buy a new home. Are you self-employed, have a foreclosure or [...]

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Helping the Next Generation Into Home Ownership

Parents raise their children to be independent thinkers and doers. To succeed. To find personal and professional happiness. To eventually begin the next generation of family. And, somewhere along the line, to buy a home of their own. Enter reality. Credit scores. Down payment. PMI insurance. Mortgage. Each can be a challenge for the under-30 [...]

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Our Lowest Price – Guaranteed!

Pardee Homes is breaking new ground with our BASE PRICE GUARANTEE. Essentially, this program means that once you sign a purchase agreement for the home of your choice, you are guaranteed our lowest price. If for any reason we lower the base price on an equivalent home in the same neighborhood prior to your closing [...]

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Low Cost Home Loans Could Soon Be History

Washington appears to be in agreement that it is time to dismantle mortgage agencies Fannie Mae and Freddie Mac. Plans call for phasing out the agencies or privatizing them over the next few years. One of the first changes – a significant drop in conforming loan limits – will go into effect as of September [...]

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Low Interest Rates in U.S. Following Japan Earthquake

Rates for 30-year loans have fallen well below 5% this spring, reversing an upward trend during the fall and winter months. This dip directly correlates to global turmoil over the crisis in Japan. But few analysts believe the rates will go any lower, and predictions call for rates above 6% a year from now.* As [...]

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Down Payment Assistance Now Available for California Homebuyers

Good news for California homebuyers. Right now, it’s possible to purchase a new home with just 0.5% down. The right combination of an FHA loan and a down payment grant relieves many buyers the hurdle of saving 20% down. The newest advantage for California homebuyers is a down payment assistance program. At the end of [...]

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Welcome to our Blog!

We created this space for a few simple reasons. Mostly, we want to bring you information that you find useful. We also want to give you a look inside Pardee Homes, so you know more about us as a homebuilder, and why we do things the way we do. If we make you smile, or [...]

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